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Analysis of factors influencing customers’ intention to the adoption of e-banking service channels in bahir dar city: an integration of tam, tpb and pr yitbarek takele, phd ass professor, dept of management, addis ababa university, ethiopia zeleke sira lecturer, department of management, axum university, ethiopia. E-banking utilizes the internet system as the delivery channel by which to accomplish banking activity, for example, paying bills, transferring funds, viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits (haque et al, 2009. Factors affecting adoption of electronic banking: an analysis of the perspectives of banks' customers dr mohammad o al-smadi college of economics and administrative sciences al-imam muhammad ibn saud islamic university riyadh, saudi arabia abstract.
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